Broker Check

Lancaster, PA

Belle Steidl

Relationship Development Associate

(717) 729-4027

belle.steidl@yourfgp.com

I’m Belle Steidl, a Relationship Development Associate at Financial Growth Partners, where I get to live out my passion for helping others feel confident and empowered in their financial decisions. With a background in finance and psychology from Shippensburg University and my Pennsylvania license in Health, Life, and Annuities, I bring both technical knowledge and a people-first approach to every client I work with.

Before joining FGP, I spent seven years in the HVAC industry with JRJ Manufacturing, two years as a shift manager at CVS, and even some time working at a boutique just for the fun of it. Each of those experiences taught me something different about people, perseverance, and the importance of creating stability in uncertain times.

I specialize in working with young families, families with special needs children and young adults, powerhouse women, young professionals eager to build strong financial foundations, and those in the HVAC industry—communities I understand deeply and care for wholeheartedly. My mission is simple: to be a money advocate by providing creative solutions, resources, and tools so people can live their lives empowered by their money.

I was drawn to FGP because of its incredible culture—this is the first company I’ve seen that genuinely cares for every team member and thrives when we all succeed.

When I’m not helping clients, you can usually find me diving into psychology or true crime, traveling, lifting at the gym, or spending time with my family and friends.

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Bobby Lugiano

Relationship Development Associate

570-774-5532

bobby.lugiano@yourfgp.com

I am a Relationship Development Associate with Financial Growth Partners. What made me get into the financial services industry was the opportunity to make an impact on people's lives and help them progress toward their financial goals. I joined FGP because of the family atmosphere, the focus on building relationships, and the fact that the firm is actually different. I love to work with families and young professionals to help educate them in making financial decisions and achieve their goals. Some of the things I pride myself on are dedication, loyalty, and reliability for my clients.

Before FGP, I attended Millersville University and earned a Bachelor of Arts in Economics. I played golf for 4 years at Millersville. I was lucky to be named captain, become the career scoring average leader in program history, and help bring the team a PSAC championship.

I am from Shavertown, Pennsylvania. Outside of work, you can find me on the golf course, in the gym, or spending time with family and friends.

Cael Wylam

Financial Representative

717-803-3502

cael.wylam@yourfgp.com

I am a former college athlete turned financial enthusiast, currently weaving my magic as a key player in the dynamic world of Financial Growth Partners.

Over the past three years, I've embraced the exhilarating transition from team sports to the financial playing field and fostered a mindset of continuous growth. Thriving in the heartbeat of competition, I find genuine joy in crafting solutions that not only meet but go beyond the needs of clients, aligning seamlessly with their short and long-term goals.

Collaborative teamwork fuels my professional fire. I've discovered that magic happens when minds of different backgrounds come together. I take immense pleasure in navigating this journey with my fantastic teammates. Early in my career, I soaked up knowledge like a sponge, learning from the rich fusion of experiences around me. I'm not just applying complex strategies but crafting them into solutions that propel individual and team success.

Ready to connect, collaborate, and create some financial magic? Let's chat!

Carole Miller

New Business Case Manager

717-715-1822

717-393-6115

carole.miller@glic.com

David Ciaccio

Relationship Development Associate

david_l_ciaccio@glic.com

David Ciaccio is a Relationship Development Associate at Financial Growth Partners (FGP) based in Bethlehem, PA. With a deep commitment to providing clients with the knowledge and tools needed to be confident in their financial future, David is passionate about empowering individuals to make informed decisions that align with their long-term goals. His professional journey is guided by the values of loyalty, integrity, and honesty, which he believes are foundational to building lasting relationships with clients and within the community.

Before joining FGP, David was a former college baseball pitcher at Moravian University, where he learned the importance of teamwork, discipline, and strategic thinking, qualities he now applies in his RDA career. Outside of work, David enjoys golf, which he views as both a personal passion and a way to connect with others. He joined FGP because of the company’s strong focus on relationship-building and maintaining genuine connections within the community, aligning perfectly with his personal and professional goals.

Financial Representative of Guardian.

Fred Arthur

Financial Representative

856.982.2143

609.952.0643

frederick.arthur@yourfgp.com

With over 30 years in the insurance industry, I help young families, small business owners and retirees build financial health through relational strategies. My goal is to improve financial literacy and empower individuals and to align them with their immediate, midterm and long-term goals.

I am committed to delivering personalized solutions that protect wealth. Whether you are planning for retirement, working to safeguard your business, or securing your family's future, I provide the knowledge and strategies to help you succeed.

Let's connect to discuss how I can help you achieve financial stability.

Financial Representative of Guardian. CA Insurance License #0K04984.

Jay Bauer

Wealth Management Advisor

717-715-0046

Jay.Bauer@yourfgp.com

Jay brings 22 years of experience as a wealth management advisor.

Registered Representative and Financial Advisor of Park Avenue Securities and Financial Representative of Guardian, CA Insurance License #0I05032.

Jeffrey Bingham CFP®, CLU®, CASL®

Financial Representative

610-655-5140

jeffrey@holisticfinancial.services

Jeffrey works with his clients to  ensure that they have financial strategies that will support their lives and help them attain their dreams. By working with them in their personal and business financial worlds, Jeffrey educates and helps his clients implement strategies that are available to them to build wealth for their future, while protecting their todays. The ultimate goal of this work is to help them attain and maintain financial balance which includes being financially independent.

Jeffrey has been in the financial services industry for more than 29 years. He honorably served in the United States Marine Corps for four years and attended the University of Oregon. Before becoming a Financial Representative, Jeffrey was a professional theatre, film, and television actor in New York City for almost two decades.

"This profession gives me a lot of personal satisfaction," he says " I know that my clients are in a much better financial shape after we have gone through the Living Balance Sheet® process than they were before we met. By introducing them to the philosophy of protection first and savings second, they are creating a foundation that will serve them for the rest of their lives.

"Thirty years of experience as a financial advisor allows me to act as a resource to my clients. Coupling that experience with my professional studies rounds out the experience with knowledge and expertise.  Continuing education ensures that I will never stop learning and evolving as that resource."   

Jeffrey and his wife, Veronica, live in unique Stoudsburg Village in  Adamstown with their dog, Enola. They spend as much time as possible with their daughter, her husband, and their grandson. Jeffrey is a thoroughly obsessed and completely mediocre tennis player. Other interests include theatre, film, and the outdoors. He is a non-stop reader.

Book an appointment with Jeffrey here.

Registered Representative and Financial Advisor of Park Avenue Securities. Financial Representative of Guardian® All investments contain risk and may lose value. No investment strategy can ensure security, assure profit, or guarantee against loss.

Lee Fortenberry

Senior Vice President for Strategy and Development

717-884-2944

lee.fortenberry@glic.com

Lee Fortenberry began his career in the financial services profession with Northwestern Mutual in 1991. After building a successful personal practice, he created a network district office in 1997, winning the Growth Award in his first full year as a Managing Director. In 2001, Lee was asked to serve as Managing Partner of the Central Pennsylvania Group in Harrisburg, PA. During his tenure, the group achieved its highest standing in Northwestern Mutual during the Network Office’s 110-year history. While becoming the only Network Office in recorded history to achieve four consecutive “Triple Doubles”, the Central Pennsylvania Group also achieved the National Management Award every year since 2001, won the NAIFA Manager’s Membership Award eight times, and earned the Northwestern Mutual Growth Award five times. In 2010, the Central Pennsylvania Group won the Northwestern Mutual’s prestigious Network Office Achievement Award and was the runner-up in 2012 1. This resulted in Lee’s appointment as the Managing Partner in Jackson, MS, in 2014, where he led all offices in the Southern Region in Lives Leaders’ Summit qualification during the three years he was there. In 2017, Lee served as the Chief Training Officer for the Charlotte Network Office. In 2019, Lee joined Financial Growth Partners of The Guardian as Managing Director of its Central Pennsylvania operation.

Lee is a graduate of Erskine College in Due West, S.C., where he received a B.S. degree in chemistry. Professionally, Lee has attained the designations of Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC®), Certified Financial Planner (CFP), Chartered Advisor in Senior Living (CASL), and holds a Master of Science in Financial Services degree (MSFS) from the American College. Additionally, he is a recipient of the Huebner Personal Mentorship Award for mentoring other CLU / ChFC candidates. His studies contributed to his work as an adjunct professor for Shippensburg University in the CFP-approved Personal Finance Program.

Lee has been active in various industry organizations throughout his career. A past president of the Salisbury, MD, NAIFA association, he has also served multiple terms as a director of the NAIFA – Greater Harrisburg association as well as a board member of the Baltimore, MD, chapter of the Society of Financial Services Professionals. Additionally, Lee is a member of the 2022 Million Dollar Round Table, FINSECA, the Financial Planning Association (FPA), and Beta Gamma Sigma.

Prior to joining Northwestern Mutual, Lee served his country for four years as a Captain on active duty in the United States Army and seven more years in the Maryland Army National Guard.

Lee currently resides in Gettysburg, PA, with his lovely wife, Tina. They share four adult children.

Registered Representative and Financial Advisor of Park Avenue Securities and Financial Representative of Guardian.

1 These awards are not issued or endorsed by Guardian or its subsidiaries. Million Dollar Round Table is endorsed by but not affiliated with Guardian or its subsidiaries. Applicants must annually qualify for membership based on productivity and pay an annual fee. 

Madison Sattler

Relationship Development Associate

484-663-4468

madison.sattler@yourfgp.com

As a Financial Representative at Financial Growth Partners (FGP), I provide financial solutions to properly accommodate all of the many needs of my clients, all stemming from personable relationships. In my role at FGP, I specialize in turning ideas into realities by working closely with clients to form a strong relationships and identify/assist them with opportunities for growth.

Outside of the office I enjoy spending time with my family and dogs! I enjoy traveling the world, line dancing, concerts, and food of course!

I am truly driven by the opportunity to make a meaningful impact on the lives of others by bringing definition, and direction to any oversights, allowing one the right to no longer worry about their financial state of the present and/or future!

If you're seeking to improve your financial well-being, I'd love to connect! I look forward to unlocking new possibilities to help one move towards a brighter future! Give me a call or email me at madison.sattler@yourfgp.com! Or book a meeting today

Financial Representative of Guardian.

Michael Cuti

Relationship Development Associate

717-873-5360

michael.cuti@yourfgp.com

After more than 25 years of service with York County Prison, where he finished his career as Deputy Warden of Security Services, Michael Cuti knows what it means to show up for others under pressure. That experience shaped how he approaches his work today: with calm leadership, clear communication, and a deep respect for the people who protect and care for our communities.

As an RDA with Financial Growth Partners, Michael focuses on serving first responders, law enforcement, military members, and medical professionals, people whose work is demanding, unpredictable, and often leaves little time to focus on their own long-term financial confidence.

Michael’s mission is simple: to educate and empower. He believes that when you understand your options, you can make better decisions for yourself and the people you love. He works alongside clients to help them clarify their goals, protect what they’ve built, and create strategies that support the life they want, now and in the future. Michael was drawn to FGP because of its positive, growth-oriented culture and its commitment to making a meaningful impact in people’s lives, not just on paper.

Outside of work, you’ll often find Michael on the golf course, behind a camera lens, or out fishing. Whether he’s lining up a shot or casting a line, he brings the same patience, discipline, and long-term view to his hobbies that he brings to his clients’ financial journeys.

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Mick Melocheck

Financial Advisor

570-294-2675

michael.melocheck@yourfgp.com

Every tomorrow is built on the decisions that we make today. It's up to each of us to make those decisions as informed as possible. We simply don't know what we don't know.

I gravitated toward this industry because it was one great way that I could truly have a positive impact on peoples lives. Having the opportunity to help individuals make better strategic decisions when it comes to protecting, growing, and maximizing their wealth is one of the best ways I can give back to my community.

I am a father to a beautiful daughter and a husband to a beautiful, intelligent wife. We love spending time together whether that's going for hikes, going to the beach, staying fit, or simply relaxing by a campfire.

If you want to talk about how to make better decisions when it comes to protecting and growing your wealth or if you are looking to network, let’s grab coffee!

Michael is a Registered Representative and Financial Advisor of Park Avenue Securities and Financial Representative of Guardian. CA Insurance License #4137807.

Scott Rucci

Relationship Development Associate

717-803-3502

610-945-7236

scott.rucci@yourfgp.com

Scott Rucci is a Relationship Development Associate who helps small and medium-sized businesses and growing families bring clarity to their financial decisions, so their goals stop feeling “someday” and start feeling doable. A Bloomsburg University graduate (Marketing major, Management minor), Scott spent six years in business lending and finance at PayPal, where he learned that the most effective plans aren’t just smart, they’re trusted.

Today, Scott has launched his own practice to serve professionals who are building their families, planning for the future, and looking for an ally who can turn complexity into confidence. His approach is simple: Trust First. Plan Second. Success Follows. He focuses on relationship-driven planning that’s personal, practical, and designed to help you move forward with momentum.

Scott is from Upper Darby, Pennsylvania and now lives in Aston (Delaware County). Outside of work, you’ll find him coaching youth football, working out, spending time with his family, or cheering on Philly sports. He joined Financial Growth Partners for the people and the culture, and to build the kind of meaningful, long-term client relationships that make real impact possible.

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Tanner Sadowski

Relationship Development Associate

717-876-8757

tanner.sadowski@yourfgp.com

As a Relationship Development Associate at FGP, my work focuses on connecting with younger professionals and families as they navigate important financial decisions that support their long-term goals. Personal finance has always been a genuine interest of mine, and this role gives me the chance to combine that passion with financial strategies.

I earned my B.A. with a focus in Economics and Finance from Shenandoah University, where I also spent four years competing on the Men’s Golf Team. Growing up in York, Pennsylvania and becoming part of the Shenandoah community taught me the value of consistency, connection, and showing up for others. Those experiences continue to shape how I approach both strategy and relationships today.

What excites me about FGP is how the firm prioritizes the client, ensuring that every process and solution is designed to help people achieve their greatest goals. FGP allows me the opportunity to learn from and work alongside motivated professionals who are committed to growth and doing things the right way. I’m eager to continue creating a lasting impact in the community and supporting others on their financial journey.

Outside of work, you’ll usually find me in the gym, traveling, or out on the golf course.

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Vincent Gallo

Disability Income Supervisor Life Brokerage Manager

800-963-5605

Vincent_Gallo@DImadeEasy.com

Vincent Gallo is one of the most successful and experienced Disability Income Specialists residing in Central or Eastern Pennsylvania (PA) representing The Guardian Life Insurance Company of America. Vince is the Disability Income Specialist (DIS) and Life Brokerage Manager (LBM) for the Eastern PA branch offices of Financial Growth Partners. He manages the Guardian Agency Disability Income (DI) and Brokerage Departments in Eastern and Central PA, MD, DC, VA, DE and WV. Vince has helped numerous agents and clients with DI insurance.  On May 8th, 2012, Vince was noted as a Guardian Hero in a full-page Guardian ad in the Wall Street Journal.  More recently in 2017 he was inducted into Guardian the DI Circle of Excellence.  Of the thousands of licensed agents and brokers appointed with Guardian nationally, Vince is one of only 77 people inducted between 2005-2017.   He was one of only a handful of Guardian Disability Specialists nationally to have ever received this distinction. 

Vince’s career change to the disability income area was a direct result of his mother-in-law’s tragic disability.  Since becoming FGP’s DIS in 2001, he has assisted the firm in becoming one of the most successful Guardian DI-producing agency on the East Coast.

Vince's experience in the field is especially strong in policy language variation and client education. He has earned numerous awards from Guardian, including multiple Leaders Club and Advanced Disability Meeting (ADM) recognitions.  Vince is also valued by the Home Office of The Guardian for his insight into the development of Guardian continuing education (CE) classes, sales presentations, product design, and product enhancement.  Vince is unique in that he often authors and teaches his own DI CE classes.

Financial Representative of Guardian, California Insurance ID #0130877, AR insurance license #3688222.