Broker Check

Client Appreciation

Cheers in a Box

Cheers in a Box

Sending your best clients a gift has never been easier! Send in a list of your top tier clients, set a budget and we'll do the rest! Set it and forget it, while staying top of mind with your All-Star clients!

*Max limits and reporting required

Our History

Our History

Check out the details of the program.

program options

Rules to Consider

  • Non-registered FRs:  Each state has different limitations on acceptable levels of gifts giving, with some of those limits being as low as an annual aggregate value of one dollar. In addition, some states consider giving gifts or entertainment as rebating. It is the FR’s responsibility to check the laws and regulations of each state in which they do business to ensure they comply with the specific requirements of those states.  Here is one article that may help, and it includes a link to a state-specific resource.  Agent Sync Article June 2023
  • Registered Representatives:  Read the PAS Compliance Manual. 

Some key points:

    • No cash equivalents (checks, cash, MC/Visa/AMEX gift cards, lottery tickets, etc.)
    • Log all given and received gifts in STAR Compliance immediately.
    • Value is limited to $100/person/year.  This is a regulatory limit. 
      • Example:  If there are two spouses, the limit would be $200 since you can allocate $100 for one and $100 for the other.
      • Tax and shipping are excluded. The $100 limit is for the value of the item.
    • Promotional gifts with logo valued $50 or less do not need to be disclosed in STAR.
    • Aside from promotional gifts with logos, RRs cannot give gifts to product sponsors.
    • Use reasonable judgement to determine the value of a gift if the price is not known.

When in doubt, contact our ACO Virginia Brown for clarification.